OMAHA-COUNCIL BLUFFS-FREMONT, NE-IA — 18.23% locality adjustment · Ranks 49th of 58 pay areas
| Grade | Step 1 | Step 2 | Step 3 | Step 4 | Step 5 | Step 6 | Step 7 | Step 8 | Step 9 | Step 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| GS-1 | $26,701 | $27,596 | $28,484 | $29,368 | $30,254 | $30,773 | $31,651 | $32,536 | $32,572 | $33,398 |
| GS-2 | $30,022 | $30,736 | $31,732 | $32,572 | $32,937 | $33,905 | $34,873 | $35,841 | $36,810 | $37,778 |
| GS-3 | $32,759 | $33,852 | $34,944 | $36,037 | $37,129 | $38,221 | $39,314 | $40,406 | $41,499 | $42,591 |
| GS-4 | $36,773 | $37,999 | $39,225 | $40,451 | $41,677 | $42,903 | $44,129 | $45,355 | $46,581 | $47,807 |
| GS-5 | $41,143 | $42,514 | $43,886 | $45,257 | $46,629 | $48,000 | $49,372 | $50,743 | $52,115 | $53,486 |
| GS-6 | $45,863 | $47,391 | $48,920 | $50,449 | $51,977 | $53,506 | $55,035 | $56,564 | $58,092 | $59,621 |
| GS-7 | $50,964 | $52,663 | $54,362 | $56,061 | $57,760 | $59,459 | $61,158 | $62,857 | $64,556 | $66,255 |
| GS-8 | $56,441 | $58,322 | $60,203 | $62,084 | $63,965 | $65,846 | $67,727 | $69,608 | $71,489 | $73,370 |
| GS-9 | $62,339 | $64,418 | $66,496 | $68,575 | $70,653 | $72,732 | $74,810 | $76,889 | $78,967 | $81,045 |
| GS-10 | $68,649 | $70,937 | $73,225 | $75,512 | $77,800 | $80,088 | $82,376 | $84,663 | $86,951 | $89,239 |
| GS-11 | $75,425 | $77,940 | $80,454 | $82,969 | $85,484 | $87,999 | $90,513 | $93,028 | $95,543 | $98,058 |
| GS-12 | $90,402 | $93,416 | $96,430 | $99,443 | $102,457 | $105,471 | $108,484 | $111,498 | $114,512 | $117,525 |
| GS-13 | $107,501 | $111,084 | $114,668 | $118,251 | $121,835 | $125,418 | $129,002 | $132,585 | $136,169 | $139,753 |
| GS-14 | $127,033 | $131,268 | $135,503 | $139,738 | $143,973 | $148,208 | $152,443 | $156,678 | $160,913 | $165,148 |
| GS-15 | $149,424 | $154,405 | $159,386 | $164,367 | $169,348 | $174,329 | $179,310 | $184,291 | $189,272 | $194,253 |
Your Omaha locality salary feeds directly into your FERS High-3 average, which sets your pension for life. Use the GS Pay Calculator to see your exact salary and projected pension by grade, step, and locality.
The OMAHA-COUNCIL BLUFFS-FREMONT, NE-IA pay area carries a 18.23% locality adjustment for 2026, making it #49 out of 58 OPM-defined pay areas. A GS-13 Step 1 employee here earns $107,501 annually, compared to $90,925 in the national base table — a difference of $16,576 per year.
Locality pay is calculated as: Base Pay × (1 + 18.23%). The resulting salary applies to all General Schedule employees assigned to a duty station within the OMAHA-COUNCIL BLUFFS-FREMONT, NE-IA geographic area as defined by OPM. Locality adjustments are effective each January alongside the across-the-board base pay increase.
Within the Midwest region, Omaha sits 3.92 points below the Midwest average of 22.15%. Measured against the Rest of U.S. baseline (17.06%), a GS-13 Step 1 in Omaha earns $1,064 more per year — $107,501 versus $106,437. Across the grade range, Step 1 salaries here run $41,143 at GS-5, $62,339 at GS-9, $107,501 at GS-13, and $149,424 at GS-15.
GS locality pay is capped at the Executive Schedule Level IV rate ($197,200 in 2026) regardless of grade, step, or locality percentage. No GS-15 step reaches the $197,200 statutory cap in Omaha, so every step increase translates into full salary through GS-15 Step 10. See the full interactive GS pay scale to compare all 58 locality pay areas side by side.
2026 locality-adjusted salaries for the grades that cover most of the federal workforce. Jump to a grade:
A GS-7 in Omaha — a common entry point for new graduates and many technician roles — starts at $50,964 on Step 1, reaches $57,760 at Step 5, and tops out at $66,255 on Step 10, after the 18.23% Omaha locality adjustment is applied to the $43,106 national base rate.
A GS-9 in Omaha — the typical first promotion step for specialists and analysts — starts at $62,339 on Step 1, reaches $70,653 at Step 5, and tops out at $81,045 on Step 10, after the 18.23% Omaha locality adjustment is applied to the $52,727 national base rate.
A GS-11 in Omaha — the full performance level for many professional series — starts at $75,425 on Step 1, reaches $85,484 at Step 5, and tops out at $98,058 on Step 10, after the 18.23% Omaha locality adjustment is applied to the $63,795 national base rate.
A GS-12 in Omaha — the journeyman level across much of the federal workforce — starts at $90,402 on Step 1, reaches $102,457 at Step 5, and tops out at $117,525 on Step 10, after the 18.23% Omaha locality adjustment is applied to the $76,463 national base rate.
A GS-13 in Omaha — the most common senior non-supervisory grade — starts at $107,501 on Step 1, reaches $121,835 at Step 5, and tops out at $139,753 on Step 10, after the 18.23% Omaha locality adjustment is applied to the $90,925 national base rate.
A GS-14 in Omaha — the supervisory and senior technical expert level — starts at $127,033 on Step 1, reaches $143,973 at Step 5, and tops out at $165,148 on Step 10, after the 18.23% Omaha locality adjustment is applied to the $107,446 national base rate.
A GS-15 in Omaha — the highest regular grade below the Senior Executive Service — starts at $149,424 on Step 1, reaches $169,348 at Step 5, and tops out at $194,253 on Step 10, after the 18.23% Omaha locality adjustment is applied to the $126,384 national base rate.
All 15 grades and 10 steps for Omaha are in the full table above, and the FERS Estimator converts any Omaha salary into projected lifetime pension income.
Other Midwest locality pay areas, closest to the Omaha rate first. The figure in parentheses is the difference from Omaha’s 18.23% adjustment.
Comparing offers across localities? The GS Pay Calculator models any grade, step, and locality combination, and the FERS Estimator shows what each option is worth as lifetime pension income. See all 58 pay areas for the full list.