CHARLOTTE-CONCORD, NC-SC — 19.67% locality adjustment · Ranks 38th of 58 pay areas
| Grade | Step 1 | Step 2 | Step 3 | Step 4 | Step 5 | Step 6 | Step 7 | Step 8 | Step 9 | Step 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| GS-1 | $27,026 | $27,932 | $28,831 | $29,726 | $30,622 | $31,148 | $32,037 | $32,932 | $32,969 | $33,804 |
| GS-2 | $30,388 | $31,111 | $32,118 | $32,969 | $33,338 | $34,318 | $35,298 | $36,278 | $37,258 | $38,238 |
| GS-3 | $33,158 | $34,264 | $35,370 | $36,475 | $37,581 | $38,687 | $39,793 | $40,898 | $42,004 | $43,110 |
| GS-4 | $37,221 | $38,462 | $39,703 | $40,944 | $42,185 | $43,426 | $44,667 | $45,908 | $47,149 | $48,390 |
| GS-5 | $41,644 | $43,032 | $44,420 | $45,808 | $47,197 | $48,585 | $49,973 | $51,361 | $52,749 | $54,138 |
| GS-6 | $46,421 | $47,969 | $49,516 | $51,063 | $52,611 | $54,158 | $55,705 | $57,253 | $58,800 | $60,347 |
| GS-7 | $51,585 | $53,305 | $55,024 | $56,744 | $58,464 | $60,183 | $61,903 | $63,623 | $65,342 | $67,062 |
| GS-8 | $57,128 | $59,032 | $60,936 | $62,840 | $64,744 | $66,648 | $68,552 | $70,456 | $72,360 | $74,264 |
| GS-9 | $63,098 | $65,202 | $67,306 | $69,410 | $71,514 | $73,617 | $75,721 | $77,825 | $79,929 | $82,033 |
| GS-10 | $69,485 | $71,801 | $74,116 | $76,432 | $78,748 | $81,063 | $83,379 | $85,694 | $88,010 | $90,326 |
| GS-11 | $76,343 | $78,889 | $81,434 | $83,980 | $86,525 | $89,070 | $91,616 | $94,161 | $96,707 | $99,252 |
| GS-12 | $91,503 | $94,554 | $97,604 | $100,654 | $103,705 | $106,755 | $109,806 | $112,856 | $115,906 | $118,957 |
| GS-13 | $108,810 | $112,437 | $116,064 | $119,692 | $123,319 | $126,946 | $130,573 | $134,200 | $137,828 | $141,455 |
| GS-14 | $128,581 | $132,867 | $137,154 | $141,440 | $145,727 | $150,014 | $154,300 | $158,587 | $162,873 | $167,160 |
| GS-15 | $151,244 | $156,285 | $161,327 | $166,369 | $171,411 | $176,452 | $181,494 | $186,536 | $191,577 | $196,619 |
Your Charlotte locality salary feeds directly into your FERS High-3 average, which sets your pension for life. Use the GS Pay Calculator to see your exact salary and projected pension by grade, step, and locality.
The CHARLOTTE-CONCORD, NC-SC pay area carries a 19.67% locality adjustment for 2026, making it #38 out of 58 OPM-defined pay areas. A GS-13 Step 1 employee here earns $108,810 annually, compared to $90,925 in the national base table — a difference of $17,885 per year.
Locality pay is calculated as: Base Pay × (1 + 19.67%). The resulting salary applies to all General Schedule employees assigned to a duty station within the CHARLOTTE-CONCORD, NC-SC geographic area as defined by OPM. Locality adjustments are effective each January alongside the across-the-board base pay increase.
GS locality pay is capped at the Executive Schedule Level IV rate ($197,200 in 2026) regardless of grade, step, or locality percentage. This cap affects higher steps at GS-15 in the most generous pay areas. See the full interactive GS pay scale to compare all 58 locality pay areas side by side.